Looking for a discount dental plan? Want to find the best plan at the best price? Here's how to do it.
Discount Dental Plans
Due to the skyrocketing costs of dental procedures and dental insurance, a new, cost-saving service has arrived on the scene - the discount dental plan.
A discount dental plan is not insurance, but rather a dental service whereby participating dentists give you discounts of 10% to 60% on dental procedures. Discount dental plans can save you and your family hundreds, if not thousands of dollars on dental work, and premiums are much cheaper than dental insurance.
Discount dental plans cover all types of dentistry - exams, cleanings, fillings, crowns, root canals, extractions, dentures, bridges, periodontal and cosmetic dentistry. And, unlike dental insurance, there are no 3 to 12 month waiting periods before you can see a dentist, no preexisting conditions, and no yearly insurance limits.
Discount Dental Plan Features
* Premiums are inexpensive, starting at $79.95 a year for one person and $129.95 for a family
* You get discounts of 10% to 60% on dental procedures and, unlike dental insurance, there are no limits to the amount of work you can have done
* There are no waiting periods like there are with dental insurance. With most plans you can see a participating dentist within a day or two after you sign up.
* There are no health restrictions or preexisting condition restrictions like there are with dental insurance.
Get the Best Plans and Best Prices
The easiest way to find the best plan with the best price is to go to a comparison dental plan website. There you can view the various plans that are available in your area, including discounts and yearly premiums, and choose the one that best suits your needs.
The better sites even have a toll-free telephone service so you can get answers to any questions you may have (see link below).
Skeptical? So was I ... until I signed up with a dental plan and saved more than $2,500 on a number of crowns I needed. My wife saved $700 on bridgework and we found a dentist who is painless, professional, caring, and who has even become a friend.
Visit http://www.LowerRateQuotes.com/dental-plans.html or click on the following link to get discount dental plan rates from top-rated companies and see how much you can save. You can get more dental plan tips in their Articles section.
The author, Brian Stevens, is a former insurance agent and financial consultant who has written a number of articles on discount dental plans.